CHEAPER DIRECT HOME INSURANCE

Home Insurance is often cheaper if you purchase it direct from the Insurance Company offering the policy. Even if you have found a home insurance policy you like on a comparison website, you should still visit at least one Direct Insurer for an alternative quote and preferably visit the company you found on the comparison site and see if they are offering any better deals or cover direct.

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UK Direct Home Insurance
These policies provide very competitive cover direct from the underwriters. They are often better value as they 'cut out the middleman' and are able to offer the difference in policy discounts.

Direct Insurance was first offered to the public in the UK in 1985 by Direct Line, and was delivered through large call centres. Today this practice is still operated by most of the large UK Insurance companies and some specialist home insurance brokers, all of who also offer online direct home insurance covers. In fact many boast that you won't find them on home insurance comparision websites and you can only buy their policies direct through the companies themselves!

What makes Direct Line Home Insurance a good deal better? • 25% off • An extra 25% discount when you buy online • New for old replacement items for the garden, up to £1,000, as well as in your home • Where possible, we'll arrange the delivery of replacement goods direct to your door • Automatic increase in cover over Christmas and for weddings - £5,000 or 10% of the contents sum insured, whichever is greater • Cover for accidental damage to PCs and TVs and home entertainment equipment as standard • Children's content covered whilst they are away at University up to £5,000 (or 15% of the contents sum insured). • Unlimited frozen food cover • Bicycle covered as standard when left indoors, in a shed, garage or outbuilding • Includes cover for replacement locks • 24 hour emergency helpline for all customers