Buildings Insurance

Basic Home Buildings insurance usually covers all the structures of your property and unmovable fiitings. Usually all outbuildings are covered although you should check the policy wording for any limits. Anything that is an unmovable fixture or fitting is usually covered by your buildings insurance.
Anything that is movable is usually covered by your contents insurance policy. You can buy buildings and contents combined or separately from Cheaper Home Insurance.

There are usually additional discounts for buying both buildings and contents together, however in practice many people have opted to keep their buildings insurance separate from the contents insurance, usually with a building society or bank where premium charges can be as much as 45% higher.

You should always read your policy to check what is covered under the basic buildings insurance cover offered. As you get a quote on this site there are online cover explanations which you should read.

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